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Identity Tools

Age Verification

Compliance ~3 min read The Fraud Practice Library

Age verification confirms a consumer's age at purchase — mainly for regulatory compliance in adult content, alcohol, and gaming. Before choosing a vendor, it's worth knowing whether they rely on credit-report data (which needs an SSN or National Insurance number), whether they offer a legal-fee guarantee, and whether you can verify a returning consumer just once rather than every visit.

How it works

Services typically need name, address, and phone number; some also ask for an SSN or national ID number. The response comes back either as an actual age or date of birth, or as a category:

  • Over 21
  • Over 18
  • Under 18
  • Unable to verify
  • Unavailable

Some providers back their results with a financial guarantee covering fines and legal fees, provided the service was used correctly.

Alternatives worth knowing

Driver's license or passport verification, or a simple web-based age-certification checkbox with a recorded acceptance. In-house, you can request a government ID copy at account setup (faxed or emailed once per consumer) or build a click-through age-certification page that logs the acceptance record.

Cost: typically per-transaction or subscription. Sample vendors: Veratad, LexisNexis, Experian.